FAQ
Frequently asked questions
What is AFSL House's success rate with AFSL applications?
We have lodged over 100 AFSL applications with a 100% success rate, thanks to our expertise, deep knowledge of the process, and stress-testing each application before submission to ASIC.
What is AFSL House's success rate with AFSL applications?
We have lodged over 100 AFSL applications with a 100% success rate, thanks to our expertise, deep knowledge of the process, and stress-testing each application before submission to ASIC.
What is AFSL House's success rate with AFSL applications?
We have lodged over 100 AFSL applications with a 100% success rate, thanks to our expertise, deep knowledge of the process, and stress-testing each application before submission to ASIC.
WHY WE DO
Market-leading, comprehensive AFSL services
A comprehensive range of services tailored to financial services companies seeking an Australian Financial Services Licence and ongoing compliance support.
AFSL Applications
A 100% success rate in AFSL applications, helping clients obtain their licence in record time.
ACL Applications
End-to-end Australian Credit Licence applications for lenders, brokers and credit providers, prepared and lodged for you.
Compliance & Regulation
Tailored risk and compliance frameworks to ensure you comply with your AFSL obligations.
Legal Support
Specialised AFSL lawyers providing holistic legal services to AFSL holders & applicants.
AFSL Audits & Investigations
Comprehensive governance audits to avoid enforcement action and assist in ASIC & AUSTRAC investigations.
AFSL for Hire
Be appointed as a Corporate Authorised Representative under our AFSL to start operating quickly.
Marketplace for AFSL
Connecting AFSL holders and applicants with qualified Responsible Managers, with expert sourcing and placement handled for you.
AFSL Responsible Manager Recruitment
Connecting AFSL holders and applicants with qualified Responsible Managers. Expert RM sourcing and placement.
White-Label Services
Enabling legal and consulting firms to offer AFSL expertise under their own brand.
Book your free, no-obligation consultation
Have a related, no-pressure chat with one of our senior AFSL lawyers. You’ll walk away knowing exactly where you stand and what to do next.
MORE IN THIS SECTOR
Explore crypto & digital asset licensing
FREE DOWNLOADS
Free & practical AFSL guides & checklists
Practical guides, roadmaps and checklists that make getting ready simple, written by the lawyers who do this every day.
Free 90-seconds Assessment
Not sure where you stand with your AFSL?
Answer a few quick questions and we’ll build you a personalised AFSL action plan, based on the very things ASIC will expect from you. It takes about 90 seconds.
- Takes under 2 minutes
- Tailored to your business type
- No cost, no obligation
Peter Hagias & team
WHY AFSL HOUSE
Why Choose AFSL House?
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Deep Industry Understanding
An intimate understanding of the issues financial services companies face, and how leaders in your industry address them.
Best Practice + Legal Compliance
Solutions that marry best-practice processes with legally compliant strategies, so your business runs efficiently.
Broader Perspective
We go beyond the narrow focus of traditional law firms or compliance providers to deliver holistic, practical solutions.
INSIGHTS LIBRARY
The latest news & insights
News, regulatory updates and analysis from our financial services lawyers, straight from the AFSL House desk.
Book your free, no-obligation consultation
Have a related, no-pressure chat with one of our senior AFSL lawyers. You’ll walk away knowing exactly where you stand and what to do next.
AFSL VIDEO SHORTS
AFSL, explained by our lawyers
Quick, plain-English answers to the questions we hear most, straight from the specialists who handle your licence.
TESTIMONIALS
Rated 5-star by our clients
CLIENT RESULTS
Real mandates, real outcomes
01/07
BTC Markets
Crypto Exchange
The first AFSL ever granted to a crypto exchange in Australia, backed by ongoing fixed-fee legal & compliance support.
THE OUTCOME
1st
AFSL for a crypto exchange in Australia
Retainer
Ongoing fixed-fee legal & compliance
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
Australia’s leading crypto exchange needed legal and compliance expertise to navigate an ever-evolving crypto regulatory landscape, and wanted an AFSL to establish a payments business.
WHAT THEY NEEDED
Specialist legal and compliance expertise to stay ahead of fast-moving crypto regulation, and an AFSL to underpin a new payments business.
HOW WE HELPED
We secured the first AFSL ever granted to a crypto exchange in Australia, including the authorisations to support a payments business, and continue to act as an extension of their team under a fixed-fee retainer, providing dependable legal and compliance support as the landscape evolves.
Fixed fee · No obligation
Damisa
Cross-Border Payments & Crypto Brokerage
AFSL secured to power cross-border payments using stablecoin rails, crypto buy & sell and multi-currency capabilities, giving customers same-day settlement and the ability to settle payments in cryptocurrency.
THE OUTCOME
AFSL
Granted by ASIC
Stablecoins
Cross-border payments, crypto & multi-currency
AFSL APPLICATION · LEGAL · COMPLIANCE & REGULATION
THE SITUATION
A cross-border payment provider moving money in and out of Australia on behalf of customers using stablecoin rails, and wanting customers to be able to buy, sell and hold crypto and multiple currencies on its platform.
WHAT THEY NEEDED
A full-scope AFSL authorising cross-border payment services using stablecoins, the ability for customers to buy and sell crypto, and multi-currency capabilities.
HOW WE HELPED
We guided Damisa through a rigorous ASIC application and secured its AFSL, authorising cross-border payment services, enabling customers to buy and sell crypto, and providing multi-currency capabilities. We also assisted with AML registration as a remitter, ongoing legal and compliance set-up, PDS, FSG, TMD and T&Cs preparation, and support securing local banking and liquidity providers.
Fixed fee · No obligation
Bless Payments
Payments & Remittance
A turn-key path to market, covering the full legal stack, an AFSL and AUSTRAC remittance registration.
THE OUTCOME
Turn-key
Legal, disclosure & licensing build
AFSL + AUSTRAC
Licence & remittance registration
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
A payments and FX business preparing to come to market and needing its entire regulatory and legal foundation built from the ground up.
WHAT THEY NEEDED
Support across every element of operating a payments and FX business, including an AFSL, AUSTRAC registration and the full suite of legal documents.
HOW WE HELPED
We delivered a turn-key solution across their payments and FX business, preparing the legal documents and securing the AFSL and AUSTRAC remittance registration, and we continue to provide ongoing services today.
Fixed fee · No obligation
Curated Capital
Wholesale Property Fund
Licensed to offer wholesale property syndicates, with ongoing legal and compliance support.
THE OUTCOME
AFSL
Granted for wholesale syndicates
Ongoing
Legal & compliance support
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION
THE SITUATION
A wholesale property fund preparing to offer property syndicates to its clients.
WHAT THEY NEEDED
An AFSL and the disclosure documents required to offer wholesale property syndicates, plus ongoing legal and compliance support, including assistance administering each wholesale property syndicate.
HOW WE HELPED
We obtained their AFSL and established the disclosure documents required to offer wholesale property syndicates, and we provide ongoing legal and compliance support, including assistance administering each wholesale property syndicate.
Fixed fee · No obligation
Hello Clever
Fintech & Payments
From an established business to a fully licensed, regulated product offering.
THE OUTCOME
Full-scope
AFSL secured
RMs placed
Responsible Managers sourced
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION
THE SITUATION
An existing business looking to expand its product set into regulated financial offerings for the first time.
WHAT THEY NEEDED
To move through the AML registration phase, uplift its AML/CTF documentation and processes, and obtain a full-scope AFSL with the right Responsible Managers.
HOW WE HELPED
We guided them through AML registration, updated their AML/CTF documentation and processes, sourced Responsible Managers and secured a full-scope AFSL, and now support them with their ongoing legal and compliance requirements on a fixed-fee retainer.
Fixed fee · No obligation
Toss
Global Super-App
Korea’s leading financial SuperApp, now licensed to provide remittance services in Australia.
THE OUTCOME
5 months
To a granted AFSL
End-to-end
Market entry & licensing
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
Korea’s leading financial SuperApp seeking to establish a licensed remittance business in Australia.
WHAT THEY NEEDED
To establish a licensed remittance business in Australia, including a local presence and the licences and registrations required to provide domestic P2P payment services.
HOW WE HELPED
We stood up their Australian operations, covering incorporation, resident director, Responsible Manager, AFSL application and AML remittance registration, and secured the licence in five months. We now provide ongoing legal and compliance support.
Fixed fee · No obligation
Immersve
Crypto Payments
Licensed, supported on an ongoing basis, and progressed toward Mastercard principal membership.
THE OUTCOME
AFSL
Granted & maintained
Mastercard
Principal membership work
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
A global crypto-to-card payments business looking to establish operations in Australia and access card-scheme infrastructure.
WHAT THEY NEEDED
An AFSL, ongoing legal and regulatory support, and assistance securing Mastercard principal membership.
HOW WE HELPED
We obtained their AFSL and assisted them in accessing card-scheme infrastructure, including their Mastercard principal membership, at the outset. We now provide ongoing legal support, helping them navigate and comply with their local legal and regulatory requirements.
Fixed fee · No obligation
Interstellar Capital
Wholesale Property Fund
AFSL secured and disclosure documents built for wholesale property syndicates.
THE OUTCOME
AFSL
Granted for wholesale syndicates
Ongoing
Legal & compliance support
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION
THE SITUATION
A wholesale property fund bringing property syndicates to its investors.
WHAT THEY NEEDED
An AFSL and compliant disclosure documents for wholesale property syndicates, backed by ongoing legal and compliance support.
HOW WE HELPED
We obtained their AFSL and established the disclosure documents required to offer wholesale property syndicates, and we provide ongoing legal and compliance support.
Fixed fee · No obligation
Peter Hagias, Founder
OUR FIRM
Who we are
In a regulated industry, the wrong partner can cost you your licence, your timeline and your sleep. AFSL House was built to be the opposite. Since 2020, founder and senior financial services lawyer Peter Hagias has led a team trusted by financial services businesses of every size. We take the stress and guesswork out of operating in a regulated environment.
We are more than a law firm. Alongside our 100% AFSL application success rate, we help you meet your ongoing regulatory obligations and commercial objectives with a number of complementary services. So whatever you need to launch your business and stay compliant, it is all under one roof.
HOW IT WORKS
Our 4-Step Process To Obtain an AFSL
At AFSL House, our mission is to deliver expert guidance and support in the financial services sector. We aim to simplify the AFSL application process and ensure our clients remain compliant with their ongoing regulatory obligations.
1
Book consultation
Book a free consultation to discuss your AFSL journey with our team.
2
Engage us
Partner with AFSL House to begin your application process.
3
AFSL application
We lodge your comprehensive AFSL application within 10 business days.
4
AFSL compliance
Set up your complete compliance framework with AI-powered support.
WHAT WE COVER
Ongoing compliance support after your AFSL approval
Once your licence is approved, a robust compliance framework keeps you aligned with your AFSL obligations and clear of ASIC scrutiny. We support you the whole way.
Custom Compliance Plans
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Custom Compliance Plans
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Custom Compliance Plans
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Custom Compliance Plans
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Custom Compliance Plans
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Rated excellent on Google
Financial Services Lawyers for Brokers & Brokerage Firms
Run your brokerage with clear licensing, documentation & compliance support.
- Licensing & structuring strategy for online & full‑service brokerages
- Licence applications & variations for share, CFD, crypto & FX services
- Client agreements, disclosures, risk warnings & trading‑conduct policies
- AML/CTF programs & ongoing compliance support for broking businesses
FREE · NO OBLIGATION · QUICK REPLY
Book a free consultation
Confidential. We never share your details.
Trusted by industry leaders
300+ AFSL holders · excellent on Google
HOW WE DO IT
Get your AFSL, guaranteed & in record time
Financial services is all we do, and that focus is your advantage. We help fintechs, fund managers and financial planners obtain their AFSL and stay compliant, both at home and overseas, with practical advice and proven processes from one specialist team that genuinely has your back.
BY THE NUMBERS
AFSL applications, by the numbers
SERVICE LINE
AFSL Application
We prepare and lodge your entire AFSL application for you, backed by a 100% success rate.
INDUSTRIES WE SERVE
Crypto
Funds Management
Payments
Brokers
HOW IT WORKS
From licence to ongoing compliance
From licence to ongoing compliance
Two clear tracks: first we get your fund licensed, then we keep it compliant as it grows.
Two clear tracks: first we get your fund licensed, then we keep it compliant as it grows.
1
Initial consultation
We assess your business needs and objectives, plan your AFSL requirements, and build a customised acquisition roadmap.
2
Database review
We match you against curated listings of verified AFSL sellers and brokers to identify the optimal opportunities.
3
Facilitating the purchase
We provide expert negotiation support, verify compliance throughout, and guide the transaction from term sheet to completion.
4
Post-purchase compliance
We establish your compliance framework and protocols aligned with ASIC standards so you meet your ongoing AFSL obligations.
2
Valuation consultation
We learn about your licence, its authorisations and your reasons for selling, then assess and value the opportunity.
2
Confidential listing
We prepare your listing and present it confidentially to our curated database of vetted, qualified buyers.
3
Facilitating the sale
We manage buyer due diligence, negotiation and the transaction, protecting your interests through to a clean completion.
4
Handover & ASIC notifications
We coordinate the transfer of the entity holding the licence and assist with the required ASIC notifications post-sale.
WHAT WE COVER
Specialist licensing & compliance for crypto wallets & custodians
We navigate the licensing, custody & operational expectations for digital wallets: authorisations, asset protection, AML/CTF & security.
Licensing Strategy for Wallets & Stored-Value
We analyse your wallet, custody or stored-value model & outline practical licensing pathways within Australia’s payments & financial services regimes.
Custody Structures & Client Asset Protection
We design custody & asset-holding structures that keep client assets clearly separated from platform funds & support stronger capital protection.
Security, Cyber Resilience & Incident Response
We help document security controls, cyber-resilience measures & incident-response plans so you can demonstrate robust operational safeguards.
AML/CTF & Registration Assessment
We assess how AML/CTF obligations apply to your model, including whether AUSTRAC registration is required, & prepare tailored AML/CTF programs.
Terms, Custody Agreements & Disclosures
We draft Terms of Service, custody agreements & disclosures that clarify asset ownership, liability caps, user rights & risk warnings.
Outsourcing & Third-Party Risk
We prepare outsourcing agreements for sub-custodians & critical tech providers so responsibilities, controls & liability are clearly allocated.